Stop illegal debit freezes. Leverage Section 106 & 503 of the Bharatiya Nagarik Suraksha Sanhita (BNSS) to recover your funds from Cyber Cells nationwide.
The "Debit Freeze" Trap in 2026
If your bank account has been placed on a debit freeze, you are likely a victim of "Chain-Freezing." In the digital age, Cyber Cells (Gujarat, Telangana, etc.) use the 1930 Portal to freeze dozens of accounts in a single transaction chain, often affecting innocent P2P Crypto Traders and legitimate business owners.
Landmark Ruling Update
The Bombay High Court (Nagpur Bench, Dec 2025) recently quashed several freeze orders, stating that police cannot simply "debit freeze" an account under Section 106 BNSS without a Magistrate's order under Section 107. This is the foundation of our defense strategy.
Why Your Account is Frozen
Under Section 106 BNSS, police have the power to seize property if it is "suspected to be stolen." However, the law mandates that this seizure must be reported "forthwith" to a Magistrate. If your bank has not received a court order within 48-72 hours, the freeze is likely procedurally invalid.
P2P Trading Defense
We prove your 'Bonafide' status by submitting trade logs from Binance/WazirX and verifying the KYC of the counterparty.
Section 503 BNSS
We file for the 'Return of Property' directly in court, bypassing long waits at the Cyber Cell police station.
Action Plan: The 1000-Word Legal Guide
Step 1: The 'Saifullah' Notice. We serve a legal notice to your Bank Manager demanding the "Police Requisition" details. Banks cannot legally withhold the name of the agency freezing your funds.
Step 2: Representation to the IO. We submit a comprehensive 'Source of Funds' document to the Investigating Officer. In 2026, most departments accept these via the official Gov.in email addresses.
Step 3: Judicial Intervention. If the police do not issue an NOC within 14 days, we approach the Jurisdictional Magistrate. Under Section 503 BNSS, the Magistrate has the power to order an immediate release, especially for salary and medical accounts.
Frequently Asked Questions
No. The Bombay High Court (Dec 2025) ruled that Section 106 does not allow for a total debit freeze. Police can only request a 'Lien' on the disputed amount. A blanket freeze is now considered procedurally illegal.
Section 106 is for 'Seizure' (investigative hold), while Section 107 is for 'Attachment' (long-term freezing). Crucially, 107 requires a Magistrate's order, whereas 106 is often misused by police without court oversight.
Yes. If you can prove you are a 'Bonafide Transferee'—meaning you gave USDT/BTC in exchange for the money—the freeze is a violation of your right to trade. We help present your 'Digital Trail' as evidence.
In 2026, you don't need to travel. We file digital representations to the I4C portal and use Video Conferencing for Magistrate hearings under the Digital India Legal Framework.
It means if the dispute is for ₹10,000, the bank cannot freeze your entire ₹10 Lakh balance. We move the court to 'limit the lien' to the disputed amount only.
This is a 'Portal Freeze' (1930). If no FIR is registered within a reasonable time, the freeze has no legal standing. We file a Writ of Mandamus to force the release.
Generally 3 to 6 weeks. The court issues a notice to the Cyber Cell, and upon verification of your documents, orders the bank to release the funds.
You need: 1. Bank Freeze Notice, 2. Transaction Invoices/Screenshots, 3. 6-month Bank Statement, 4. Identity Proof (KYC).
No. Under the 2024 'Saifullah vs RBI' ruling, banks are legally bound to provide the notice copy and the name of the investigating agency to the account holder.
A lien mark only blocks the disputed amount; you can use the rest. A debit freeze stops all outgoing payments. We fight to convert freezes into lien marks.